If you’re selling your house, you might be wondering how to prepare for the home inspection process. We all know the perfect home doesn’t exist. A home that has been lived in usually has some damage or needs some kind of repairs, some that can be pretty expensive. Because not everyone is an expert, home defects and red flags may not be visible to the untrained eye. That's why buyers typically hire a professional home inspector before buying a house.
Your Credit score can seem like a mythical beast that is too complicated to understand. But, it doesn't have to be. Emily and I have noticed that many people have either no understanding of credit, or very skewed ideas of how it actually works.
You've settled into your new home. Decorations, furniture and photographs have breathed life into an empty structure. But, something is missing. No, it's not that fancy new pressure cooker. It's the heart, soul and charm of a family unit. Maybe the one thing you're missing is the patter of little paws. Pets can make a house a home! This was the first "play date" Kona & Loki had together. Little did they know they were about to become brother & [...]
What is Down Payment Assistance? Down Payment Assistance is, more often than not, a missed opportunity. A lot of homebuyers may not even know that they are eligible for down payment assistance. We live in a recovering economy, and putting together the needed funds for the down payment on a new home can be a daunting task. It may even be a major road block holding someone back from purchasing a home. For the average FHA loan, a down payment [...]
Traditionally, spring has been the time that many buyers and sellers become motivated to enter the real estate market. The warm weather and longer days encourage potential buyers to get out and look for a home that fits their needs and budget. Similarly, sellers can take advantage of the seasonal flowers and favorable weather to boost the curb appeal of their homes. If you're in the market for a new home or are thinking of putting your home on the [...]
When you buy a fixer-upper house, you can save a ton of money, or get yourself in a financial fix. I have seen a lot of young couples get excited about buying a fixer upper, only to discover later that they don’t have the skills or financial resources necessary to repair a run down home. On the other hand, home buyers that are experienced at working around a home and who have the financial ability can build equity quick with [...]
Home Buying Basics By Kenneth Wohl Buying a home can be an intimidating process, but with a little knowledge under your belt, you can better understand the process and become a stronger borrower. Here some things you should know before you buy. Obtain a pre-qualification from your lender Before you begin house hunting, identify the prices you can afford with a reputable local bank. Obtaining a letter from them will help you become more knowledgeable about your future loan and [...]