Why buy with us?
Everyone dreams of owning their own home. When buying your first home, it can be a very exciting, yet anxiety-filled experience. However, if you know what to expect during the home buying process you will be more relaxed and comfortable knowing that we will be by your side every step of the way guiding you through it and looking out for your best interests. Below are some of the things we will be helping you with along the way!
Setting a Budget
Before the house hunting process begins, it is important to know how much you can afford. Expenses to consider include the down payment, monthly expenses, property taxes, and any home insurance costs. These will all have to be considered before the home buying process begins as they are typically included in your new monthly payment. Since a person’s credit score determines their interest rate, knowing your score ahead of time can help you decide if now is a good time to buy or not. An individual’s debt-to-income ratio must also fall within acceptable limits of the home’s cost. Once you have determined these things, and if you feel that your budget has enough room to afford a new home, then its time to begin the home buying process!
Getting Pre-Approved
When looking for a loan, be sure to get more than one loan quote to get the best interest rate and loan terms for your mortgage. Different banks and companies will offer different loan origination fees and by shopping around you can oftentimes save yourself a lot of money. Be sure to also check your loan officer’s website for testimonials and information. A good loan officer will offer you many online resources and tools. Before you lock in your rate, be sure to check the daily rate with the rate your loan officer gives you to ensure you are getting the lowest rate possible. Interest rates will determine how much a mortgage will cost each month and come in fixed or adjustable terms. Mortgage lengths can range from 15 years to 30 years with some loan providers now offering 40-year mortgages as well. The longer the repayment term, the lower the payments will be. However, the interest accrued will also be higher on a longer loan.
Making an Offer & Negotiations
There is an art to making an offer on a home. Typically, sellers place their home’s value a little higher than their desired price. A buyer will send in a lower bid, in a reasonable range, and the seller will counter with an offer somewhere in the middle. We will be watching for signs of problems in the home and will make suggestions to you regarding the offer. Listen closely and be sure to ask questions, as your offer is an important part of buying a home. You want to make sure all of your bases are covered. That’s where having us as your Buyer’s Agent is most valuable so your rights and interests are protected. With our experience on your side, we will be able to help you negotiate a lower price that sometimes includes concessions or closing costs and avoid homes that have problems. Our job is to protect YOU in the contract.
Escrow & Closing Costs
Before the home is legally transferred to you, the closing process must occur. During this phase, you will sign all of the mortgage documents, pay closing costs, and sign various other legal documents. We will be there to help you through it all. Once all of the papers are signed and monies are transferred, the keys to your new home are yours! The only thing left to do is move into your humble abode. This may occur immediately after the closing or at the date set in the closing documents.
Better Home Search
Our website has the best online tools to search for your home! In fact, it’s even better than Zillow, Trulia, and the many other real estate websites out there because our site is directly connected to the local MLS! What does that mean for you? Accuracy and Advantage! When you search homes here, you get the most up-to-date homes and properties available with the most accurate information! AND, if you sign up for Deal Alerts, you will get alerted of NEWEST Property matches & Price Changes BEFORE any other site has them! First, start by trying one of our Search tools in the menu. Try the Advanced search to choose specific options & customize your results based on all of the things you wish for in your new home. Second, Save your Search and you will be set up for auto alerts when a new home hits the market that matches! You can also try the Map search which offers a unique perspective by allowing you to use the polygon tool on the side to create boundaries on a map around the areas you want to live in. Already know the address of the property you want? Try the Address Search. OR if you have the property ID you can use the Listing Search to search by MLS#. Find a home you like? Simply click on the Schedule a showing button and send us an alert. We will schedule the time and confirm with you once it is set up! Once you have started searching, be sure to check out your My Account page so you can manage your Saved Searches & Favorite properties. The My Account feature has a ton of great tools designed to cater directly to you and provide you with a home-buying experience. And it’s Mobile friendly!
Home Insurance
Lenders normally require that you insure your home. Home Insurance Policies cover the costs to fix any damages that might occur to the home. The price of this insurance is dependent on a home’s age, location, value, and the insurance company you choose. Be sure to call around and get several quotes or ask us for a list of vendors we work with. Insurance agents will oftentimes be able to take your information over the phone and get back to you the same day with a quote. Once you choose a company to insure your new home, the cost of that policy is normally added into your closing costs and sent into an escrow account to be paid to the insurance company directly the first year.
Home Inspections
Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing, and entryways are up to certain standards. Sometimes the bank will require a home inspection; however, many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late. If you need help finding a Home Inspector, ask us! We can give you recommendations for many service providers that we work with all the time!
See What Our Clients Are Saying:
If you want to sell or purchase a home, talk to Emily!
Seriously y’all! If you want to sell or purchase a home, talk to Emily! Do it!! I had a unique property in SE OKC that presented some challenges. Emily’s tenacity in overcoming these obstacles was fierce! From day one of meeting with Emily, it was clear that We Sell Oklahoma was top notch. The photos and video for the listing were top quality. The sneak preview by Emily and Dirk was so successful that when the property was live on the MLS site, showings were immediately requested and scheduled. Emily sold my home in ONE day!! Thank you, Emily and Dirk!
Emily was so patient and understanding with my concerns
We purchased our first home with Emily. As a first time home buyer I was unsure of what to expect and was just completely nervous. Emily was so patient and understanding with my concerns no matter how big or small. Every question I had was answered with no hesitation! She went out of her way to make sure I was getting correct information from anyone I had to deal with about the house. I felt that We Sell Oklahoma had my family’s best interest in mind and wasn’t trying to make a quick buck off a sale! The best part was Emily made this process the easiest it could be! Thank you to everyone at We Sell Oklahoma!
New To Area
I may be relocating to Oklahoma City. As someone who has never been to Oklahoma, you can imagine how difficult it is to try to get the lay of the land in just a couple hours. We live on the east coast so i did not know what to expect when we landed at Will Rogers airport. Emily and i touched base before the trip and she definitely tried to assess what my family was looking for. Before we went out, she sent me a list of several properties, as well as restaurant recommendations which really came in handy. Emily and Dirk picked us up at our hotel, right on time. They showed us around the city and surrounding area, as well as several homes. They were very professional and. Attentive, and made the experience fun. We walked away with a high level grasp of the area and options. I appreciate their time and guidance. Emily is a native of the area and both she and dirk were a pleasure to spend time with learning about the city.
Emily was fantastic to work with
Emily was fantastic to work with during the purchase of my first home! As a first time home buyer, I was pretty clueless as to what the process involved, but Emily was there to guide me and answer all my questions along the way. She set me up with an excellent lender and home inspector and home warranty. I really appreciate her always being patient with me and giving me excellent advice throughout the entire process.
I found Emily Mathews to be friendly, personable, and approachable
While scrolling down my timeline on Facebook, I happened upon an advertisement for We Sell Oklahoma and a listing of a home for sale. I found Emily Mathews to be friendly, personable, and approachable. She helped to make the typically stressful process of purchasing a home for the first time a walk in the park. She listened to my needs and wants–and helped me negotiate a great deal with the sellers of the home. She was responsive to my calls, texts, emails and answered all of the questions I had related to the home buying process. Emily made sure I received all copies of any paperwork related to my purchase. Emily continued to provide wonderful customer service by assisting me with a slight hiccup after the sale. I unequivocally and without reservation, would use and recommend Emily for your real-estate needs. She is amazing!
She is my go to gal!!
Hands down the best, will always refer Emily and won’t use anyone else! She is my go to gal!!
Emily and Dirk are amazing!
Emily and Dirk are amazing! They always went above and beyond to make sure we were taken care of! Answered every question no matter if by phone call, text message, or email very promptly! When we are in the market to buy or sell a home again we will definitely use them! Top notch team!!!!
She really went to bat for us when we ran into some complications after closing
We worked with Emily two years ago when we purchased our first home. She really went to bat for us when we ran into some complications after closing. We look forward to working with Emily (again) and Dirk when we outgrow our current place and move on to number 2!
Happy Customer!
Emily was professional and Knowledgeable about real eastate market in OKC. She listened to me with patience and understood what I was looking for. As a result, Emily guided me to find the perfect home. I highly recommend Emily to anyone who is looking for an agent because she will deliver and might even help you enjoy the process!
We had a great experience working with Emily!
We had a great experience working with Emily! This is the third house we have purchased in the last 4 years and it was by far the smoothest buying process. She is very professional and always answered any questions we had quickly. I would highly recommend her and her team to anyone who needs a real estate professional.
Thank you for bringing the buyer
Emily and Dirk were easy to work with, pleasant, and responsive. Thank you for bringing the buyer!
Excellent Service
We had a great experience! Emily & Dirk were knowledgeable and quick to respond to any questions we had along the way! We would definitely recommend to friends and family in the future. Thanks guys!
A Guiding Light
When Adam and I set out to buy our first home together, we both had a laundry list of things we liked in homes. In our first meeting Emily, she explained to us the process and the house buying triangle. Emily and Dirk showed us many, many houses. And seemed to always be on the look out for what could be OUR house. After a few months of searching, we found it! The contract process was smooth and Emily had many professional contacts when we needed people to perform inspections. They also helped with the sale of my home, giving us many tips to get it “show ready” and after hooking us up with a great photographer, they got our house listed and sold in 3 days. We closed on the sale, with no issues, a month later. Again they had the contacts needed to make repairs on the home we sold. They were available to help in anyway and without their guidance this process could have been much more stressful. You can’t pick a better team to help you with home buying or selling. They are practical, knowledgeable, great at marketing and friendly.
I wish they could help us out in California!
Emily and Dirk were extremely professional and provided first-rate service. This was an investment property acquisition in OKC…I wish they could help us out in California!
Just what I was looking for
Q: Do you feel like the homes sent to you matched your specific criteria?
A: Yes!! Just what I was looking for.
Q: Do you feel like the response time to your questions was quick and thorough?
A: Absolutely, you always got back to me quickly.
Q: How likely are you to refer our services to your friends and family?
A: 100%!! I’ve already given your info out to people.
Great to work with!
Emily worked very hard and was very helpful in our first home buying experience. Great to work with!
– James Headley
Emily was wonderful to work with from start to finish. She responded quickly and made sure all our questions and concerns were answered. She never dropped the ball on anything and provided us with great references for a lender and appraiser who were also great to work with . I will continue to use her in the future and would recommend her to anyone !
– Laura Headley
I Got What I Wanted
I was referred to Emily by a friend and had a great experience. I told her what I wanted in a house and what I wanted to pay. After looking at a few houses together I figured out that what I wanted and what I wanted to pay would not work together. Emily did a great job of finding a middle ground and getting me the important features I was looking for without blowing my budget out of the water.
I am very thankful for her time and energy
I have known Emily for quite a few years now and she helped me sell my old house and purchase the new one. Big purchases are never easy, but Emily made it easy. We got the show on the road quickly because my house sold in two days, yes, two days! She was very thorough and informative during both transactions. I am very thankful for her time and energy she put into helping me find the perfect house!
Great Experience!
Emily was super helpful as our realtor — we are first time home buyers and she was very gracious with answering many questions! She was easy to work with and extremely helpful. She was very good about helping us find the kind of home we wanted. This process was long and complicated but Emily made it easier for us. We highly recommend her!
Emily went above and beyond
Emily went above and beyond to get us our dream home before it was even listed! I can’t imagine an easier home-buying experience. She was so helpful during house hunting, knowledgeable about every part of the process, and also really fun to look at houses with. I absolutely recommend her if you’re buying or selling a home!
She even came out to show us the home we bought as another Oklahoma storm was bearing down on us
Emily got us a home within our specifications. She even came out to show us the home we bought as another Oklahoma storm was bearing down on us. Her work is appreciated.
Get in touch with Emily Mathews ASAP!
Emily is a spectacular realtor who has a real knack for the business. She went above and beyond in providing excellent knowledge and service, and was quick to respond when questions arose. Emily also kept a no-hassle approach and gave me the space to make my own decisions; however, she never thought twice about giving her informed opinion whenever I was potentially making a bad decision. I cannot recommend her highly enough and have referred her to many friends already. If you are a first time home buyer, such as myself, do yourself a favor and get in touch with Emily Mathews ASAP!
Emily is awesome!
Emily is awesome! She was very In tune with our family needs and home buying expectations. Emily was very flexible with our schedule and amazingly responsive to our needs. Her local knowledge of the greater OKC area made our home buying experience enjoyable and educational. Every email and phone call was answered without hesitation from the moment that we started working with her all the way through the trials and tribulations of the closing process. Emily’s professionalism and skill set are second to none. We give our highest recommendation.
Emily provided outstanding service to me from the moment we met
Emily provided outstanding service to me from the moment we met. She listened to my needs and limitations and never pushed me to spend more or to settle for less than what I wanted. She was confident we would quickly find the right place and she was right! Even through a lender change and super fast close, she always had time for me and was proactive in getting things done with time to spare. She knows realty inside out, she’ll impress you, too!
Emily was great to work with!
Emily was great to work with! She is super fun and easy to talk to and get to know. Willing to show you as many houses in as many areas as you need. I really enjoyed working with her and will use her services again if I need a realtor. She was willing to meet with us multiple times when potential issues came up and talk with the sellers and other agents and work out solutions for us.
I fell in love and Emily started the paperwork that night
First time home buyer. Didn’t quite know what I wanted or what I could afford Emily was patient and kind. She showed me several places throughout a two month span. Finally the perfect home comes on to the market and Emily jumps on the opportunity and scheduled a showing. I fell in love and Emily started the paperwork that night.
She was very helpful when we had questions
Definitely glad I contacted a Realtor to help me with purchasing a home. It was our first home buying experience and we knew we wanted to live in or around Edmond.
The only things I would even say bring down her rating at all is that after we mentioned we would consider areas around Edmond, it felt as though she stopped looking in Edmond itself (I had found the home we ended up buying on the list myself and brought it to her attention). Also, instead of starting at the original terms we had asked for on previous homes, she tended to offer what was the last offer we would offer on other homes (the ones that we didn’t end up buying) which I didn’t realize until after it was done.
However, she was very helpful when we had questions, she was willing to show us as many houses as we could see on weekends (which was when I was available), and she helped us find the best mortgage lender for our situation (Navy Federal Credit Union). On a different note, my 4-year old daughter LOVED Emily. She kept asking if she could go home with Emily, which says something since my daughter doesn’t always get very excited with strangers.
I highly recommend Emily
Emily Mathews is extremely focused on getting people exactly what they come to her for. I contacted her office on a Saturday afternoon regarding purchasing a home and was receiving e-mails with properties to review within hours. She is polite, knowledgeable, very smart, and listens to her clients. When we looked at a prospective home she would find out exactly what about the home we liked and did not like so the next searches were more refined. The entire experience was pleasant, easy and she always was in touch and available not only to show us homes or answer questions, but she also helped solve issues that we had with obtaining information for our mortgage. She problem solves very well. I felt that we had someone in our corner with our best interests at heart. I highly recommend Emily.
She went right to work
Emily Mathews first contacted me when I was looking to purchase my first investment property in Oklahoma City. She went right to work and found a number of properties that matched my criteria. She was a consummate professional and helped me throughout the whole process. I would highly recommend her whether you’re a first time home-buyer, or someone looking to invest in OKC. Cant wait to work with her again!
Emily made the transition for us seamless
Emily made the transition for us seamless. She was on top of every detail at all times. If I needed anything at anytime, Emily was there. Emily, her staff and lenders made buying a home so incredibly easy, it would be foolish to look any further. If you don’t use Emily as your realtor, you are making a huge mistake.
Emily made my first time home buying experience a smooth success
Emily made my first time home buying experience a smooth success. She was always available if I had a question and quick to book tours of the houses I wanted to view. She was very thorough in explaining the process and recommending lenders, as well as pointing things out (both good and bad) in the homes I was interested in. I definitely trusted Emily in helping me through this major step in life. Plus, Emily has a great personality and never made me feel rushed. We found a great little home in NW OKC and had closed and moved in by the end of the month!
She rocks!
Emily provided all the information I requested, followed up, was highly responsive and guided me all the way through, start to finish. The most outstanding thing, however, is that she genuinely seemed to care about me and my position. I never felt like I was “just a commission.” I would highly recommend Emily to anyone looking to buy or sell a home in Central Oklahoma. She rocks!
Emily was a great asset
Emily was a great asset in searching for and in turn purchasing my very first home. She is very knowledgeable about the home buying process and really eased the situation for me.
Emily made our transition from renting to home buying a breeze
Emily made our transition from renting to home buying a breeze. As a first time home buyers we were in need of guidance and help sorting out all the paper work as well as the general process in whole. She was always quick to respond to any questions I had and if she didn’t have an answer she would use her resources to find it as quick as possible. She was excellent during the negotiations and was able to attain the best possible deal on the property. When the time comes to upgrade I will be calling Emily without a doubt.
No matter what time of day, Emily was quick to respond
Emily was the most thorough real estate agent my wife and I have ever worked with. She has an advanced knowledge of the location where were looking to buy. She was very accommodating while showing us numerous properties during our shopping experience. No matter what time of day, Emily was quick to respond to every question We asked throughout the process. She was also never forceful in our home-buying experience. She was respectful towards our needs in buying a home, and did her best to fulfill those needs. She is hands down one of the hardest-working real estate agents around, and we’re grateful that we worked with her in purchasing our beautiful home.
I recommend Emily Mathews to anyone looking to buy or sell a home!
Emily was wonderfully helpful! As a first time home buyer, I needed a little extra help and guidance and she provided me with that very efficiently. I expect a lot out of people I do business with and Emily met and exceeded every standard I had set. I also had very high expectations for what I wanted out of the home buying process and the things I insisted from the seller were probably significantly more than most buyers do. While Emily exercised caution when facilitating my negotiation, she also got me everything I asked for by aggressively demanding the best possible deal for me. And that’s what I got! I recommend Emily Mathews to anyone looking to buy or sell a home! Especially for a newbie like me :)
