When you are ready to make an offer on a house, the home seller will want to know whether you are pre-approved for a loan. Why? They want to have confidence in the fact that if they accept your offer, you are able to follow through and actually purchase the home. Without a pre-approval letter, […]
Financial considerations and preparations are central to any home purchase. In addition to helping you make better decisions about what you can afford in a home, a buyer who already has financing in place is in a better negotiating position when it’s time to make an offer to a seller. Getting a jump on your […]
Buying a home has long been a tradition in America. The primary reason has been to build equity, although the pride of ownership is a powerful factor in purchasing your home. The housing crisis of 2008 had a sobering effect on many homebuyers, although the effects in Oklahoma were not nearly as painful as those […]
PMI Basics When getting a conventional loan, if your downpayment is less than 20% most lender will require you to pay for Private Mortgage Insurance (PMI). This is in order to protect the lender from losses in case you can no longer make payments and default on the loan. PMI is then used to reimburse […]
Oklahoma has always been “Indian Country”. With America’s highest concentration of Native Americans, Oklahoma is home to 35 different tribes. Well over 1/4 of the people now living in Oklahoma have some type of Indian heritage. Because of this high concentration of Native American’s, the HUD section 184K loan is an attractive, yet little known program available […]
Purchasing a home is typically the most expensive investment most people make. It is a big decision fraught with legal paperwork. A poor home choice can cost you big time – a house with hidden problems, paying more than you need to, problems with resale value later. Below are 5 common mistakes inexperienced home buyers […]
Now that you have started searching for houses, maybe you’ve considered buying something that’s never been lived in before. Maybe you’ve thought about designing your own custom dream home. Whatever you choose, we can help you through that process! We have assisted many buyers with purchasing newly constructed homes. Depending on location, brand new homes can start […]
At the beginning of your home search, you most likely obtained a “pre-approval” letter for a home loan. The “PRE” is an important part – you have not yet received a final approval for the loan. You’ll have more hurdles to clear before a lender legally commits to funding your home loan. Some buyers (who […]
If you’re selling your house, you might be wondering how to prepare for the home inspection process. We all know the perfect home doesn’t exist. A home that has been lived in usually has some damage or needs some kind of repairs, some that can be pretty expensive. Because not everyone is an expert, home defects and red flags may not be visible to the untrained eye. That’s why buyers typically hire a professional home inspector before buying a house.
You’ve settled into your new home. Decorations, furniture and photographs have breathed life into an empty structure. But, something is missing. No, it’s not that fancy new pressure cooker. It’s the heart, soul and charm of a family unit. Maybe the one thing you’re missing is the patter of little paws. Pets can make a […]
Our pets swell our hearts and brighten our days. We can’t imagine a morning without those uncorrupted eyes greeting us. Not to mention those button noses. So, why not immortalize them through a custom art piece? The artists listed below are worth every ounce of their salt. In other words, these are the paint slingers that can handle any pet portrait you could throw at them!
Below is the April Market Report for the greater OKC Metro area. Market analysis is one of the strongest tools in a Realtor’s toolbox. As a result, an agent can understand the market’s history and where it might be heading. Furthermore, that knowledge flows into pricing homes and offers to fair market value. OKC is […]